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Healthcare support, ready to assist you when you need it most
For over 35 years, General & Medical Healthcare have been a driving force in delivering innovative health insurance solutions.
Buy your new health insurance policy with confidence
We are highly-rated by our many nationwide customers. Putting ‘People first...always’ is at the centre of everything we do. With us, you will receive a professional service and a personal touch.
★★★★★
"Helpful advice, clear simple explanations, good understanding of client requirements, solid product knowledge and awareness of NHS services/costs, and definitely no hard selling.”
Why choose General & Medical Healthcare?
We don’t just provide high quality private healthcare policies at a low cost, we give you so much more!
What Our Private Healthcare Plans Cover
All of our health insurance policies come with a great level of standard cover, including:
- Accommodation, nursing care, surgeon and anaesthetist fees
- Theatre costs, intensive care costs, drugs, dressings and consumables
- Diagnostics including MRI, CT and PET scans
- Physiotherapy
- Oro-surgical operations and procedures
- Initial MRI, CT, PET scans
- Subsequent MRI, CT, PET scans
- Consultation and specialist fees, including associated diagnostics and out-patient surgical procedures
- Physiotherapy
- Complementary therapies
- Mental health counselling/therapy
- NHS cash benefit and Life cash benefit
- Health and wellbeing services
- 24 hr GP advice line/GP video consultation appointments
- Lifestyle rewards
- Additional modules, options and upgrades to personalise your cover
Choice of Cover Modules, Options and Upgrades
Our policies can be adapted to suit your needs and budget. You have the option to select what hospitals you have access to or what your excess is. You can also decide on whether you would like to disclose your medical history and add cover for pre-existing conditions.

Over 1,000 UK Hospitals & Medical Facilities
General & Medical Healthcare have an extensive list of private hospitals and medical facilities, which we call our 'Participating Hospitals'; these are ‘First Choice’, ‘Freedom’ and ‘Premium’, ensuring that you can include the facilities that suit you. We also offer a 'Guided Care' option if you need a helping hand in getting the care you need.
Find the best choice for you with our interactive Hospital Finder.

Health Insurance with Pre-existing Conditions
Finding Private Medical Insurance which covers pre-existing medical conditions can be tricky, which is why we offer our pre-existing conditions upgrade! When you apply for Health Insurance with us, you’ll have the option to upgrade your cover to include up to two pre-existing conditions from our list of pre-defined conditions.
This option has helped some people to consider Medical Insurance for the first time and has caused others with cover elsewhere, to think about switching to General & Medical.
Put your trust in us
General & Medical Healthcare are the preferred provider for the Association of Surgeons of Great Britain and Ireland. We always work hard to maintain close links with the medical profession.
